Auto, Home, Commercial, and Life Insurance

Who We Are

Helping happy customers have ease of mind in Northwest Ohio & Southeast Michigan since 2002.

Welcome to Auto Plus Insurance, not only do we care that your insurance fits your budget but also that the quality of coverage fits your life. Unlike most other agencies, you will never speak to a robot when you call us. You will always be connected to a licensed producer. Come visit our office in Oregon, give us a call, or send us an email, we take pride in our ability to listen carefully and provide coverages according to your needs and life style.

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Jayne Cloutier

I have been with Auto Plus Insurance agency since 2007 working as a Producer/CSR. Prior to coming over to Auto Plus I worked for Farmers Insurance as a CSR. I was given the opportunity to purchase the agency when the previous owners retired along with my co worker Teresa Marshall in 2018. It has been an exciting time and I look forward to years ahead, helping with your insurance needs. On a side note I enjoy being outdoors swimming, camping, boating and spending time with the people I love most my family.

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Teresa Marshall

I started in the Insurance business in 1993. Obtaining my Ohio Insurance License in 1996, later on obtaining my Michigan Insurance license.  I started with the Auto Plus Insurance Agency in 2004.  In 2018 Jayne Cloutier and I purchased the agency when the previous owners retired. After 26 years in the industry I can say I still love Insurance and the people I am able to provide for.   The independent agency is who I have always worked for and I believe in the many options the independent agencies have to offer. I am married to my wonderful husband Fred and between him and I we have four beautiful grown children and eight grandchildren we adore. I enjoy spending time with the kids, boating, camping and just about anything out doors.


Ron Charney

Start High/Owens College grad., major business law and accounting. That lead me to LaHabra CA., working as payables manager for Master Fence, Inc.  Years later back to Toledo then Sylvania, started a KTM motorcycle dealership, Dirt Rider of Toledo. After 4 years, sold and started a Farmers Insurance Agency, Charney Insurance.  Three children and then 25 years later, 2014 I sold and joined the team here at AutoPlus Insurance. That is because, being an Independent agent is the best situation for our clients.  AutoPlus is a great place to work as a team, keeping the client first.


Tristan Potts

I am a new employee to Auto Plus, a recent High School graduate from Swanton OH. Now attending Liberty University for my Bachelors Degree in Business/Insurance Studies. I have my insurance license in property and casualty in the State of Ohio. I live with my girlfriend Katelyn and our black lab Gunnar. In my free time I enjoy hiking the trails at Wildwood with Katelyn and our pup, reading a good book or watching my favorite baseball team. I intend on making this a career as my passion falls for helping others protect their assets.

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Kristie Molnar

My name is Kristie Molnar and I have been with the Auto Plus Agency for 4 years and a licensed agent for 1. I have been with my High School sweetheart for 28 years and we have 1 daughter together and a dog. I enjoy being outdoors and love camping with my family